Trusted Partner Service
Private Health Insurance in Spain
Spanish visas and residency require valid health insurance — and a policy with copayments will get your application rejected. Through our trusted partner Gidea, an independent broker with over 40 years of expertise, you get a fully visa-compliant policy at the best price, with no copays and cover from day one.
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Visa-compliant, no copays
Policies with copayments are rejected by Spanish authorities. Gidea only offers top-tier plans that meet visa and residency requirements — no copays, no deductibles.
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Cover from day one
Immediate access to medical specialists and private hospitals from the first day — no referrals needed, with English-speaking doctors in major cities.
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Independent broker
Not tied to a single insurer — Gidea compares multiple Spanish providers to give you unbiased advice and competitive pricing, with waiting periods waived for clients.
How you get covered
From quote to certificate usually takes just 2–7 working days — in time for your visa appointment.
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Request a quote
Share your age, where you’re moving and the cover you need to get tailored options.
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Compare options
Review premiums, hospital networks and language support across the leading Spanish insurers.
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Health questionnaire
Complete a short health questionnaire for each person to be insured.
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Submit documents
Provide passport copies and proof of address to finalise the policy.
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Pay the first premium
An upfront annual payment is usually required for visa applications — no Spanish bank account needed.
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Receive your certificate
Get the insurance certificate you submit with your visa application, before you travel.
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Get your medical card
Access the insurer’s network from the policy start date, with direct billing at clinics.
What a visa-compliant policy needs
Spanish consulates check the small print. Every policy Gidea arranges ticks these boxes.
Full coverage with no out-of-pocket payments — international plans with copays are routinely rejected.
Cover across the entire Spanish territory, matching the scope of public healthcare.
Issued by an insurer registered with the Spanish authorities — plans like Cigna Global are not accepted.
No monetary limits or waiting periods on the services your visa requires.
Hospitalisation, outpatient, diagnostics, aftercare and basic dental all included.
Cover for the full validity of your visa or residency permit.
The insurers we compare
Monthly premiums typically range from around €45 to €350 depending on your age. Gidea finds the best fit for you.
Quality private hospitals, backed by Bupa — great for premium facilities.
Strong English-language support from a German insurer — ideal for expats.
The largest provider network nationally, for maximum choice of clinics.
Balanced pricing on a cooperative model — popular with families and long-term residents.
Competitive pricing for budget-conscious applicants.
From around €45/month under 30, rising with age.
€45–€350 / monthAbout Gidea
Gidea is an independent insurance broker with over 40 years of expertise. Because they aren’t tied to a single insurer, they give unbiased advice and use their placement volume to secure competitive pricing. Based in Valencia with national reach, they serve expats around the world — handling your documentation and health questionnaires, aligning policy start dates with your visa appointment, and supporting you all year round.
Decades of insurance experience working for you, not for one provider.
Every policy is checked against Spanish visa and residency requirements.
Help with claims, renewals and questions long after your policy starts.
Gidea is one of our trusted partners. Some partner links are affiliate or mutual-referral arrangements; we only recommend services we have experience with and believe add value to our clients.
Get your free quote
Fill in your details below and Gidea will prepare visa-compliant options for you.